THE ADVISER’S NOTEBOOK

NOVEMBER 2022

CONTENTS

STAGFLATION, INFLATION, AND DEFLATION

HOW DO HOME LOANS WORK?

SYDNEY HOUSING VALUES UPDATE

8 INDICATORS: ARE YOU RETIREMENT READY?

BLOCKCHAIN & CRYPTOCURRENCY REGULATIONS IN 2023

BOOST PARENTAL LEAVE BY 2023

 

SCROLL THROUGH THE STORY REEL BELOW

Welcome to the November Edition of the Adviser’s notebook.

This time of the year marks the start of the holiday season with the Melbourne cup kicking off the fun!


The holiday season is traditionally a time of heightened spending and consumerism. Not to spoil the excitement, but while you enjoy buying those presents, it is also a good time to remember all the work you have put in this year to stick to your budget and hit those longer-term savings goals

There are also a few items to be across before the end of 2022 to ensure you end the year financially well.

There are many things to consider when it comes to your finances and future. It's important to understand the concepts of stagflation, inflation, and deflation so that you can make good decisions about investments, such as your home loan.

Keep up with Sydney's housing market updates so that you know when the best time to buy or sell a property. Staying informed on the current state of Sydney's housing market is crucial for making smart buying and selling decisions.

As Australians continue to live longer and face an uncertain economic future, it is crucial to ensure that our superannuation funds are being managed effectively. This includes ensuring transparency and scrutiny in the operation of these funds.

The new government has announced it will be introducing a framework to the relatively unregulated cryptocurrency sector in 2023 which could see some significant changes to the crypto climate in Australia.

Another introduction from the new government is the boost to paid parental leave in 2026. Hear more about the policy below.

Lastly, stay on top of current financial affairs and news so that you are in the know. By being an informed consumer, you can make the best choices for yourself and your family.

The team at Your Wealth Hub Advice hopes you enjoy spending time with your family, friends, and colleagues over the upcoming festive season.

Gavin Glozier, AdvFP
CEO & Principal Financial Adviser
P 1300 763 498 • M 0408 155 140
Level 33, 264 George St NSW, Australia
Life the life you want to live.

The size of your success is measured by the strength of your desire; the size of your dream; and how you handle disappointment along the way.

ROBERT KIYOSAKI, AMERICAN BUSINESSMAN AND AUTHOR

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